The Virtual Pub
Come Inside... => Saloon Bar => Topic started by: GROWLER on January 03, 2013, 11:31:16 PM
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Bought me van 3 + years ago through these shitesters.
Rang up to settle the balance and they haven't given me a single penny for early settlement. eeek:
Not their policy to do so now it seems. eeek:
My new vehicle will most definately NOT be being financed through them, scum bags. evil:
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I guess they calculated their profit on the deal to include all your repayments...? Shrugs:
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I had a letter from Tesco finance this week. I had a loan with them a few years ago.
" We don't think we offered you any information or choice about PPI . Can you confirm this is the case ? " eeek:
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I remember it well Miss D. They didn't :thumbsup:
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That's what I remembered too lol:
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If it was an agreement regulated by the Consumer Credit Act, then I believe they must give a rebate :-
http://www.oft.gov.uk/about-the-oft/legal-powers/legal/cca/Earlysettlement#.UOaoFHcw3uQ
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If it was an agreement regulated by the Consumer Credit Act, then I believe they must give a rebate :-
http://www.oft.gov.uk/about-the-oft/legal-powers/legal/cca/Earlysettlement#.UOaoFHcw3uQ
Very interesting Maoneymondo, and thanx for that.
Is it any wonder we all hate these institutions so much ey? evil:
If they can see a miniscule opportunity to wring another penny out of you, they go for the jugular, BASTARDS! cussing:
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If it was an agreement regulated by the Consumer Credit Act, then I believe they must give a rebate :-
http://www.oft.gov.uk/about-the-oft/legal-powers/legal/cca/Earlysettlement#.UOaoFHcw3uQ
Very interesting Maoneymondo, and thanx for that.
Is it any wonder we all hate these institutions so much ey? evil:
If they can see a miniscule opportunity to wring another penny out of you, they go for the jugular, BASTARDS! cussing:
The CCA is a horribly complex thing - do you have the original paperwork?
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If it was an agreement regulated by the Consumer Credit Act, then I believe they must give a rebate :-
http://www.oft.gov.uk/about-the-oft/legal-powers/legal/cca/Earlysettlement#.UOaoFHcw3uQ
Very interesting Maoneymondo, and thanx for that.
Is it any wonder we all hate these institutions so much ey? evil:
If they can see a miniscule opportunity to wring another penny out of you, they go for the jugular, BASTARDS! cussing:
The CCA is a horribly complex thing - do you have the original paperwork?
Yes.
What's that, it'll be buried deep deep in the tiny tiny miniscule small print....somewhere? Banghead
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If it was an agreement regulated by the Consumer Credit Act, then I believe they must give a rebate :-
http://www.oft.gov.uk/about-the-oft/legal-powers/legal/cca/Earlysettlement#.UOaoFHcw3uQ
Very interesting Maoneymondo, and thanx for that.
Is it any wonder we all hate these institutions so much ey? evil:
If they can see a miniscule opportunity to wring another penny out of you, they go for the jugular, BASTARDS! cussing:
The CCA is a horribly complex thing - do you have the original paperwork?
Yes.
What's that, it'll be buried deep deep in the tiny tiny miniscule small print....somewhere? Banghead
It should be prominent and on the first page - something like "This agreement is regulated by the Consumer Credit Act 1974."
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I'll 'ave a read of it when I'm feeling totally suicidal.
Should help me over the edge. ::)
tar. ;)
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Lloyds, sign of the Black Whores. evil:
Do what TMR says, they won't do it for you.
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I had a letter from Tesco finance this week. I had a loan with them a few years ago.
" We don't think we offered you any information or choice about PPI . Can you confirm this is the case ? " eeek:
Well gobsmacked of London I am.
Received letter from them yesterday. Yes we agree Miss D we have completed our investigation and we did not make it clear to you when you took out the loan.
We will be repaying you a couple of thousand pounds plus 8 % simple interest, plus a payment for a rebate shortfall, plus interest on additional payments eeek: eeek: eeek:
I will believe it when I actually see it in my bank account tho rubschin:
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I had a letter from Tesco finance this week. I had a loan with them a few years ago.
" We don't think we offered you any information or choice about PPI . Can you confirm this is the case ? " eeek:
Well gobsmacked of London I am.
Received letter from them yesterday. Yes we agree Miss D we have completed our investigation and we did not make it clear to you when you took out the loan.
We will be repaying you a couple of thousand pounds plus 8 % simple interest, plus a payment for a rebate shortfall, plus interest on additional payments eeek: eeek: eeek:
I will believe it when I actually see it in my bank account tho rubschin:
Shocked:
Excellent! Well done you! Thumbs:
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As I say until it is my bank account I will not be believing . Then the beers and cakes will be on me inane:
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As I say until it is my bank account I will not be believing . Then the beers and cakes will be on me inane:
Party001:
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As I say until it is my bank account I will not be believing . Then the beers and cakes will be on me inane:
Can I 'ave a couple of Pineapples instead please? ;)
Oh, and a fresh seal? Drool:
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Congratulations Miss D and Pastis, I'll have a very small VAT with you both if and when the ackers arrive in your accounts. To be honest I am surprised there is any cash left for anyone to give anyone. Shocked:
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As I say until it is my bank account I will not be believing . Then the beers and cakes will be on me inane:
Party001:
Another holiday............. :thumbsup:
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As I say until it is my bank account I will not be believing . Then the beers and cakes will be on me inane:
Party001:
Another holiday............. :thumbsup:
I am sure Miss D will not be squandering her windfall on hedonism, instead investing it wisely in turnip futures.
:thumbsup:
I feel I have missed out somewhere along the line by not taking out any loans. noooo:
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As I say until it is my bank account I will not be believing . Then the beers and cakes will be on me inane:
Party001:
Another holiday............. :thumbsup:
I am sure Miss D will not be squandering her windfall on hedonism, instead investing it wisely in turnip futures.
:thumbsup:
I feel I have missed out somewhere along the line by not taking out any loans. noooo:
Same here. ::)
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I had a letter from Tesco finance this week. I had a loan with them a few years ago.
" We don't think we offered you any information or choice about PPI . Can you confirm this is the case ? " eeek:
Well gobsmacked of London I am.
Received letter from them yesterday. Yes we agree Miss D we have completed our investigation and we did not make it clear to you when you took out the loan.
We will be repaying you a couple of thousand pounds plus 8 % simple interest, plus a payment for a rebate shortfall, plus interest on additional payments eeek: eeek: eeek:
I will believe it when I actually see it in my bank account tho rubschin:
Well blow me down with a feather.
Cheque received last Thursday. Paid into bank account and has cleared today.
£4k better off :thumbsup:
Miss D will today be picking up the bar bill cloud9:
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Party001: Party001: Party001: Party001: Party001:
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I had a letter from Tesco finance this week. I had a loan with them a few years ago.
" We don't think we offered you any information or choice about PPI . Can you confirm this is the case ? " eeek:
Well gobsmacked of London I am.
Received letter from them yesterday. Yes we agree Miss D we have completed our investigation and we did not make it clear to you when you took out the loan.
We will be repaying you a couple of thousand pounds plus 8 % simple interest, plus a payment for a rebate shortfall, plus interest on additional payments eeek: eeek: eeek:
I will believe it when I actually see it in my bank account tho rubschin:
Well blow me down with a feather.
Cheque received last Thursday. Paid into bank account and has cleared today.
£4k better off :thumbsup:
Miss D will today be picking up the bar bill cloud9:
Magnificent news! Thumbs:
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Bloody hell, those prices went up a bit just then Barman Shocked:
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Bloody hell, those prices went up a bit just then Barman Shocked:
redface:
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I said I would pick it up not pay it whistle:
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I said I would pick it up not pay it whistle:
evil:
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Good news :thumbsup:
Don't waste it all on booze.
Now is the time to invest heavily in Turnip Futures, wouldn't you agree BM?
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No ...I have a man coming over tonight to quote me on bathroom stuff. Works urgently needed .
In one hand and out the other sad24:
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No ...I have a man coming over tonight to quote me on bathroom stuff. Works urgently needed .
In one hand and out the other sad24:
Drowning someone in a bath.......... rubschin:..................... whistle:
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No that would be patio works .
Thats just wishful thinking Banghead
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Good news :thumbsup:
Don't waste it all on booze.
Now is the time to invest heavily in Turnip Futures, wouldn't you agree BM?
Oh yes... redface: