The Virtual Pub

Come Inside... => Saloon Bar => Topic started by: Landlady on October 10, 2007, 03:19:50 PM

Title: Banks - Job's Worth!
Post by: Landlady on October 10, 2007, 03:19:50 PM
I have held for the past 2 years Court of Protection registered enduring power of attorney for my Mum - her local HSBC bank have had certified copy of this important document for the same time frame.
When Dad died last year I visited the local branch and re-confirmed all details (including the fact that I would be living in CY not the UK) and thought everything was established and aok - more fool me!
Funds on deposit have somewhat increased recently (due to having sold the family home to fund Mum's care costs) and the bank have been very happy for the past year to accept instructions from me via EMAIL (very important point this one) to float funds on and off the money market and such stuff.
Today I wanted to send a TT payment as an early Xmas pressie from my Mums account to my sister in NZealand - guess what the *******'s are now telling me that they CAN'T accept this instructions from me on email and to do this I should have had Mum set up a additional security pass number for me just for TT's BEFORE her marbles went.
Basically I have told them SORT IT or I will by moving the TOTAL acccount  Banghead cussing: Angry9:
Title: Re: Banks - Job's Worth!
Post by: Snoopy on October 10, 2007, 03:26:56 PM
Good for you. Given their turnover, assets and profits that should have them shaking in their boots.
Anyone with an HSBC account empty it now before LL starts a run on the bank.

Forgive me LL but there are better places for such accounts ~ move the money now before they tie it and you up in so many legal knots that you will end up with nothing left.
Title: Re: Banks - Job's Worth!
Post by: Bar Wench on October 10, 2007, 03:45:01 PM
We are all with HSBC and have internet banking. We all have my Mum's passwords and if anything happened the money would moved quick smart abefore the freezes were put in place.
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 11, 2007, 10:42:08 AM
Coming up to noon UK time and STILL haven't heared back from HSBC  cussing:
Will give them until 2pm UK time (we are 2 hours ahead of you over here) and then will hit the phone, which is probably what they are waiting for anyway because then it will be at my cost again to sort the problem out  Banghead
Because of the location I am in (ie: here not with you lot in the UK) I do have to to rely on Internet banking to do stuf for Mum and keep track - I know HSBC aren't the greatest but to be honest I really haven't had time to sort out anything better.
Seriously if anyone has 'sensible' please suggestions for better places to lodge Mum's £££'s then please do let me know razz:


Title: Re: Banks - Job's Worth!
Post by: Nick on October 11, 2007, 10:42:46 AM
Do you have a mattress?
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 11, 2007, 10:43:44 AM
Do you have a mattress?

Silly sod  smile:
Title: Re: Banks - Job's Worth!
Post by: Nick on October 11, 2007, 10:45:47 AM
I was serious. All banks are bastards. HSBC can't be worse than the rest, but they may fear losing your business (their profits). Get higher up the internal food chain!
Title: Re: Banks - Job's Worth!
Post by: Bar Wench on October 11, 2007, 10:55:34 AM
Coming up to noon UK time and STILL haven't heared back from HSBC  cussing:
Will give them until 2pm UK time (we are 2 hours ahead of you over here) and then will hit the phone, which is probably what they are waiting for anyway because then it will be at my cost again to sort the problem out  Banghead
Because of the location I am in (ie: here not with you lot in the UK) I do have to to rely on Internet banking to do stuf for Mum and keep track - I know HSBC aren't the greatest but to be honest I really haven't had time to sort out anything better.
Seriously if anyone has 'sensible' please suggestions for better places to lodge Mum's £££'s then please do let me know razz:




If you have Internet Banking then why not just move the money to your account and then send it to your sister?
Title: Re: Banks - Job's Worth!
Post by: Darwins Selection on October 11, 2007, 10:56:26 AM
Do you have a mattress?
eyes: eyes:
Title: Re: Banks - Job's Worth!
Post by: Nick on October 11, 2007, 10:57:18 AM
Darwin! She is a married lady. For the time being. eyes:
Title: Re: Banks - Job's Worth!
Post by: Barman on October 11, 2007, 12:25:15 PM
Darwin! She is a married lady. For the time being. eyes:
eyes:
Title: Re: Banks - Job's Worth!
Post by: Nick on October 11, 2007, 12:27:54 PM
All mine. Swop? cloud9:
Title: Re: Banks - Job's Worth!
Post by: Snoopy on October 11, 2007, 01:01:43 PM
When these perverts have stopped arranging your future Landlady I have PMd you some details that may help with your future long range banking needs.


PS Sorry about that slight "misunderstanding" when you were scrubbing the cellar floor this morning.  redface:
Title: Re: Banks - Job's Worth!
Post by: Nick on October 11, 2007, 01:03:10 PM
 eeek:

Back passage?
Title: Re: Banks - Job's Worth!
Post by: Snoopy on October 11, 2007, 01:19:38 PM
It was a mistake any pub hound could make  redface:
Title: Re: Banks - Job's Worth!
Post by: Nick on October 11, 2007, 01:21:05 PM
 eeek:
Title: Re: Banks - Job's Worth!
Post by: Darwins Selection on October 11, 2007, 01:32:28 PM
Landlady, I have PMd you some details that may help with your future long range banking needs.

I should pay attention to his advice LL, I heard Berek saying that Snoopy is the biggest banker on the forum.
Title: Re: Banks - Job's Worth!
Post by: Nick on October 11, 2007, 01:34:02 PM
What can I say?
Title: Re: Banks - Job's Worth!
Post by: Barman on October 11, 2007, 01:59:26 PM
All mine. Swop? cloud9:
We tried wife swapping once - I got a pair of step ladders and an electric screwdriver...
Title: Re: Banks - Job's Worth!
Post by: Nick on October 11, 2007, 01:59:49 PM
And you gave them back? noooo:
Title: Re: Banks - Job's Worth!
Post by: Snoopy on October 11, 2007, 02:03:05 PM
There was a time I would have given mine away ~ then she left anyway.
Title: Re: Banks - Job's Worth!
Post by: Barman on October 11, 2007, 02:03:42 PM
And you gave them back? noooo:
Battery was flat...  noooo:
Title: Re: Banks - Job's Worth!
Post by: Snoopy on October 11, 2007, 02:04:38 PM
And you gave them back? noooo:
Battery was flat...  noooo:

Funny you should say that ..... I had the same problem, tried wiring her to the mains but she wouldn't let me.
Title: Re: Banks - Job's Worth!
Post by: Nick on October 11, 2007, 02:49:05 PM
And you gave them back? noooo:
Battery was flat...  noooo:

LANDLADY!



You are in soooooooooo much trouble

Battery flat indeed!
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 08:03:45 AM
Barman - I've never even had any offers for swapping you so what does that tell us  ;D

Snoppy - no problem about the incident - least said soonest mended, but dont drink out of the mop bucket again you know how it upsets your delicate tummy  eeek:

Wenchy - That's a good idea and a possibility coz I've got secret auth code stuff set up with Barcalys so they 'should be able to comodate this reasonably easy request.

All - Still not heard from the banking bastards at HSBC - going to give them a boot up the bum later today  Angry9:
Title: Re: Banks - Job's Worth!
Post by: Barman on October 12, 2007, 08:16:21 AM
Barman - I've never even had any offers for swapping you so what does that tell us  ;D

Snoppy - no problem about the incident - least said soonest mended, but dont drink out of the mop bucket again you know how it upsets your delicate tummy  eeek:

Wenchy - That's a good idea and a possibility coz I've got secret auth code stuff set up with Barcalys so they 'should be able to comodate this reasonably easy request.

All - Still not heard from the banking bastards at HSBC - going to give them a boot up the bum later today  Angry9:
Language Timothy!  noooo:
Title: Re: Banks - Job's Worth!
Post by: tel on October 12, 2007, 09:44:46 AM
We don't have EPA for MIL as she was too far gone to sign anything and we didn't go through the court, because of time and money and also FIL was still alive. Now he's died we have power over the bank account as SIL was allowed as a joint signature, so we got around it that way. The dealings I had with LLoyds TSB were ok considering I was not directly involved and when we had some problems with FIL being conned by bloody "psychics" they were very helpful, considering most people these days hide behind all the different protection laws.

Yesterday we had to make the horrible decision as to whether MIL should be resuscitated or not in the event of her dying, something you have to do these days. Had to do it with FIL earlier this year. Anyone else been thru this?
Title: Re: Banks - Job's Worth!
Post by: Nick on October 12, 2007, 09:47:18 AM
Fortuantely not. SOunds awful, but often it's best to let someone go. happy100

I wouldn't want resuscitating if I had no quality of life to look forward to.
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 10:54:57 AM
Yesterday we had to make the horrible decision as to whether MIL should be resuscitated or not in the event of her dying, something you have to do these days. Had to do it with FIL earlier this year. Anyone else been thru this?

Yes I'm afraid I have had experience of this and it's not plesant at all, but you can only make the best decision you can taking into account current and projected ongoing quality of life of the person you are making the decision for.

Be aware that if you ever see DNA on anyones medical records it stands for ''Do Not Resuscitate'' and it's not always a decision that Doctor's aks the next of kin to make but make it themselves at times. 

During the terrrible ongoing medical issues we had last year with my Father and from Feb to June his many different stays in various hospitals in the SE during this period it was a decision I had to make. There is another elder sister also around but when it comes to the 'nasty' stuff she wants me to make the call.

However when, during his last visit into hospital in Sept 07, which I tried to avoid but couldn't because he needed pain medication that only the hospital not the care home could dispense I came up against what I can only term as an even worse situation which nearly broke me - not meaning to sound pathetic but it was awful.

Bluntly Dad was in the last stages of dying and although literally in a comma his brain was still sending nasty freeky signals to his body causing him to have awful seziures which shook his whole body and broke your heart to stand by and watch. Through the skills of medical knowledge they sustained this state of very unhappy affairs for three days and then I was asked to meet with the Chief Consultant of the ward to discuss Dad's ongoing treatment.

The CC advised me that because Dad was now not able to take fluids or food orally he wanted to operate on him to place a feeding tube down his throat into his stomach which would then extend at a stoma in his stomach through which they could 'nourish' him and sustain his life.

There are a lot of personal promises I made to my Dad in that year which I don't want to dsicuss but one of the main ones was that I had promised him, after the transfer to the nursing home in June 07, that I would never allow him to be operated on EVER AGAIN and that he wouldn't die in hospital - these were made because he was terrified of being 'butchered' again.

So I told the CC that no I refused that suggestion and that all the family now wanted, if the hospital could do nothing at all else to help Dad, was to return him as soon as possible to the nursing home (where Mum would also be able to be with him during what were obviously going to be his last few days) with the correct pain relief medication please and we would take it from thereon in.

The CC then accussed me of asking him to perform Euthanasia on my Father and eventually it turned into a full scale shouting match between him and me which he ended by telling me that he was then going to seek legal advice from the hospital lawyers and he would fight me and prevent me from refusing Dad his suggested treatment. He even went as far as to tell me he felt I  was a threat to Dad and he would seek to not allow me to be with Dad whilst he was in hospital.

I told him that I had absolutely no intention of leaving Dad's side whatever he thought and that if I was able to prove that Dad could take food and water orally he had absolutely no medical right to perform the operation without my consent as Dad obviously wasn't able to give his own.

The nursing staff were absolutely BRILLANT and they helped me get the Speech Therapist up that day and somehow (I think becuse I explained to Dad how important it really was) between her and I we managed to get him to take a few sips of water and mixed in nutrients that day.

I normally stayed 24 hours of the day at the hospital but because (and yes I do blame myself here) I was so shattered by the experience, also needed to go and visit Mum at the nursing home and felt the immediate operation crisis had been removed, I went home and sat and downed a few glasses or wine that evening.

At sometime around one am. the next morning one of the nursing staff called to say that Dad had died. She was in tears herslef because she said she'd checked on him only 10 minutes before and he'd mumbled kind of that he was fine to her and then when she popped her head back around he had died.

I immediately went back to the hospital and when I saw Dad I knew I had done the right thing in fighting the CC because although I couldn't keep my promise to him that he wouldn't die in hospital he hadnt had to go through a further serious operation that would have potentially killed him on the operating table.

I know he hadn't died in a terrified state becuase when I got there he looked peaceful (face and bodily) and the nurses aren't allowed to move the persons body in any way until the Registrar on call has been to certify death - which occured about 10 minutes after I had returned there to be with him.

Did I do anything further about the CC - ie: make a formal complaint or anything similar. No to be honest I didn't because what would the point of that have been. However I did speak to various other doctor's who over the 5 years of ongoing visits with Dad had become almost like friends to the family (in fact his major doctor came to the funeral which I thought was very nice of him) and explained ALL the facts and they were horrified. They all said that if it had come to the CC trying to legally overule me they would have one and all backed us against him.

I didn't really mean to type such a long and deeply personal missive because as you can probably appreciate it is a very raw subject still for me - however it should be taken as a warning experience and is one I have learned from myself.

Document down what 'you' want in such instances before it's too late - I certainly have as I don't want my family having to perhaps go through the same shit I did.

Finishing on a lighter note - hopefully - I dont think I will have to because BM has kindly offerred and oftens repeats to me and loca friends that at the first sign of gaganess it's a pillow over the face for me  ::)

Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 10:57:55 AM
Yesterday we had to make the horrible decision as to whether MIL should be resuscitated or not in the event of her dying, something you have to do these days. Had to do it with FIL earlier this year. Anyone else been thru this?

Yes I'm afraid I have had experience of this and it's not plesant at all, but you can only make the best decision you can taking into account current and projected ongoing quality of life of the person you are making the decision for.

Be aware that if you ever see DNA on anyones medical records it stands for ''Do Not Resuscitate'' and it's not always a decision that Doctor's aks the next of kin to make but make it themselves at times. 


Sorry total tosspot today - obviously mean DNR not DNA  redface:
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 11:00:32 AM
Obviously also didn't mean to type the last 11  eeek: paragraphs in bold and underline  redface:

Have a long rant loming ref HSBC but think that will have to wait until later - you're all probably now shaking your heads and thinking fudge me after this last post - sorry  cry:
Title: Re: Banks - Job's Worth!
Post by: Uncle Mort on October 12, 2007, 11:08:19 AM
Not at all LL, I hope that sharing such a painful experience helps, if only a little.

My mother is now 86 and in reasonal health, although listening to all her woes you wouldn't think so. My younger brother keeps an eye on her finances but the family has never properly discussed what we should if she ever gets in the situation your father did.

I think we should.
Title: Re: Banks - Job's Worth!
Post by: tel on October 12, 2007, 11:31:16 AM
LL - did make my eyes hurt on first reading,very bold.

We were relatively lucky in that things happened pretty quickly, problem started in New Year and ended in April. He was in and out of hospital during that time until they diagnosed cancer at the Marsden. They started then stopped treatment and he was returned to local hospital. He was told everything, nothing was hidden from him or us. He was told he would never go home again and he asked us to start clearing his home whilst we also had to find a home for him. We weren't told how bad the situation was but I think we all knew. From the time he entered the home to his death was 5 days. It was painful and disturbing, but inevitable.
I suppose you go through life not thinking that you would have to make these kind of decisions.
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 11:37:11 AM
Not at all LL, I hope that sharing such a painful experience helps, if only a little.

My mother is now 86 and in reasonal health, although listening to all her woes you wouldn't think so. My younger brother keeps an eye on her finances but the family has never properly discussed what we should if she ever gets in the situation your father did.

I think we should.

I'm sorry to say but on the financial side of things alone I think you should. If giving someone offiical EPOA isn't an option at least try and convince your Mum that having someone as additional signatory on any bank/building society accounts she has is the first route. However without the EPOA you can't sort out other things that perhaps eventaully need sorting out such as pensions/leccy and gas accounts - but that's ANOTHER massive hurdle I've been through and will post on at some point in the future.
Title: Re: Banks - Job's Worth!
Post by: Pastis on October 12, 2007, 11:38:29 AM
We went through this a couple of years ago, with both parents... one after the other. Very distressing - I'll spare you the details  cry:

Plus, with reference to the tat thread, clearing their house was a task I hope never to repeat.  noooo:
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 11:41:15 AM
I suppose you go through life not thinking that you would have to make these kind of decisions.


This is true and I'm sorry that any of us has to!

I have recently also just finished a one year battle on behalf of my Mum with regard to nursing home funding, which if it won't bore anyone too much I will also make a seperate post at some point, so other, hopefully can benefit from another painful and unecessary learning curve I found myself in.
Title: Re: Banks - Job's Worth!
Post by: tel on October 12, 2007, 11:45:54 AM
Not at all LL, I hope that sharing such a painful experience helps, if only a little.

My mother is now 86 and in reasonal health, although listening to all her woes you wouldn't think so. My younger brother keeps an eye on her finances but the family has never properly discussed what we should if she ever gets in the situation your father did.

I think we should.

I'm sorry to say but on the financial side of things alone I think you should. If giving someone offiical EPOA isn't an option at least try and convince your Mum that having someone as additional signatory on any bank/building society accounts she has is the first route. However without the EPOA you can't sort out other things that perhaps eventaully need sorting out such as pensions/leccy and gas accounts - but that's ANOTHER massive hurdle I've been through and will post on at some point in the future.

Totally agree. We got off fairly lightly with a doctors letter sorting most things although once or twice we got agressive, mainly when you can't speak to the right people and you feel like people are messing you about. No problems with house etc as it was a council place.
There were some strange moments, nothing to with money though. FIL was 88 and had a previous marriage, Mrs Tel found it rather wierd to find divorce papers and solicitors letters etc - this was all back around 1946, so the attitudes were obviously different - comment from solicitor "I have been round to see Mr X who your wife is living with. He is not a very nice man and I advise you not to visit him".
You do need to get things sorted out and that includes wills or it just makes everything worse, even down to finding family papers/photos and not knowing who or what they are.
Title: Re: Banks - Job's Worth!
Post by: tel on October 12, 2007, 11:50:33 AM
I suppose you go through life not thinking that you would have to make these kind of decisions.


This is true and I'm sorry that any of us has to!

I have recently also just finished a one year battle on behalf of my Mum with regard to nursing home funding, which if it won't bore anyone too much I will also make a seperate post at some point, so other, hopefully can benefit from another painful and unecessary learning curve I found myself in.

With MIL, it was a long process to get the funding and the right home - vascular dementia so constant care - and the funding still gets reviewed every year. We still have to pay part of the costs, it is not 100% funded. I think it can be helpful for other people to learn about this things although it's not something you want to think about it is becoming more common for people to need care etc, maybe long term - with MIL it is about 7 years since diagnosis.

(And it's free in Scotland!)
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 12:20:43 PM
Now back to the original moan to banking and an update on the wonderful customer service skills of the HSBC  Angry9:

Received no response to yesterday's chase up to the customer service centre (and their Premier Associates  ::)) or my direct email to our Premier Customer Relationship Manager  ::)) so called again this morning - my call cost from CY to UK obviously  Banghead

Told by PA (new one this time obviously) that a note had been sent to our PCRM but if I would hold she would try and contact them for an update................

She came back to say our PCRM was on hold on another line and she would  contact me in a moment but FIRST she had to advised me that as I had just come through to their system using the Internet security codes set up on Mum's accounts there now noted BY THEM a SERIOUS breach in my Mother's account security. Because of this she would HAVE TO immediately close the Internet account access on these security codes and would send me (by post to CY) a new application pack to set up security access codes for me to use. When I had received these and filled them out and returned them signed to their offices they would THEN set up new security codes for ME to use, but she advised me that once they had received the new application this process could take up to FOURTEEN days!!!

I nearly blew a bloody gasket  cussing: However I reined myself back in and advised her that if she checked a little more throughly she would be able to note that the Internet banking security codes had only been set up for 1 year and that these had been set up by ME with the full knowledge of the local branch manager so that I could access the accounts from here and that as I had FULL enduring power of attorney (verified and registered with the Court of Protection) there was NO breach of Mum's account security.

Said PA attempted to further debate her point of view with me to which I then CURTLY responded that if my Internet access to any of Mum's accounts was blocked for any point in time I would close ALL and EVERY account with them faster than she could probably blink......................Add in here STUNNED SILENCE from her end  evil:

She then asked me to wait on hold, which I did for another three minutes (now 18 minutes in total) and when she returned advised me she was now putting me through to our PCRM.

Said PCRM duly came on line to which I quickly advised her that I thought the best route now would be for her to call ME back but make it 5 minutes from now because I needed to calm down a bit!!!

Said PCRM called back - oh very chatty and breezy - and first launched into how she could, as a special favour, solve the problem with sorting out sending TT money from Mum's account to my sister in New Zealand. Said that 'normally' the only email instructions they can act on are those given where funds are transferred to other HSBC accounts, or, as I had been doing, were instructions to move funds onto the HSBC funds market. If any instruction needed to be given to move funds out of HSBC's clutches they couldn't do that on email instructions. So basically as long as they kept their grubby mitts on it you can do whatever you like and they will do it QUICKLY.

Her special favour to me in this instance would be to accept my faxed instructions to make this TT, although she did warn me that she would still have to send me, by post to CY, the standard TT form which I need to complete and return (and yes you guess it will probably balls up and action again - well that's my opinion again) so that their official procedure was followed!!!

Of course I was very grateful and thanked her very much for her understanding and help (NOT) and instead asked her why this SF hadn't been proposed TWO days ago - she said that unfortunately she had been a little too busy to think of possible other options up to now (here put in emoticon of me being almost speechless!)

Next I obviously wanted to review with our PCRM the statement made by the PA that my access via Internet banking was going to be blocked and at this she gave an amused small titter (yes I jest you not) and stated that she had asked that branch of HSBC operations not to do that and she felt sure that they 'probably' wouldn't!

Bearing in mind that I am now almost choking on my anger I barely managed to politely re-advise her that if that EVER occurred then total closure of all Mum's HSBC accounts would follow (which will happen anyway now after this last and final debacle) - to which she said she 'understood' as she had a papa currently living in France who was a little poorly and wasn't it difficult trying to sort things out!!!!

Grrrrrrrrrrrrrr - I'm not normally unsympathetic but I don't need to know her problems, she's being paid to sort out mine and this time I didn't stop myself from retorting that whilst that must be difficult for her it wasn't of any interest to me because the current additional issues I was coping with now appeared to be solely caused by their stupid banking processes/rules and out very stupid mistake of allowing my sister to move to NZ without an HSBC account being set up there!!  evil:

So I have spent more time this morning confirming instructions on the value and where the TT needs to be sent to and pinged that down the lines to said PCRM on facsimile - which I have, of course, remembered to sign  eeek:

I will now watch with bated breath (must have been that kebab last night) the outcome and keep you all posted.

And NO I wasn't nasty to them because the painters are in  noooo: noooo: noooo:  

Am going out in the jungle (garden) now to brutally prune some plants that I will imagine are HSBC PA's and PCRM's to remove my angst  rubschin:  
          
Title: Re: Banks - Job's Worth!
Post by: Nick on October 12, 2007, 12:36:37 PM
All thought provoking stuff. One small point. Mrs Nick was talking about wills again the other day (the document not the prince!) and said we should get ours up to date "in case anything happens". I said "You mean, if I die". She said, "Well, yes actually."

So say it then!!

Her Mum does this too, "If anything happens to me the documents are in the top drawer of whatever. " You mean "When I die"?

Stop this silly euphemism!
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 12:41:19 PM
Am not out the the jungle yet because just been halted by a call (yes incoming this time) from the PCRM saying (in again chirpy insincere and very annoying voice) 'Hi I have received your fax and I just wanted to confirm with you that you wanted the transfer sent in UK pounds?'
 
Yes PCRM I do - that's why I put the International bank reference of GBP before the transfer figure given and ALSO repeated the figure and the currency to be sent (saying Great British Pounds - not New Zealand Dollars) in words underneath.......

PCRM 'Oh lovely then, I'll get on with it and start the ball rolling'

Yes PCRM you do that  Banghead
Title: Re: Banks - Job's Worth!
Post by: Nick on October 12, 2007, 12:42:03 PM
PCRM?

That doesn't spell "tosser in braces"
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 12:46:50 PM
All thought provoking stuff. One small point. Mrs Nick was talking about wills again the other day (the document not the prince!) and said we should get ours up to date "in case anything happens". I said "You mean, if I die". She said, "Well, yes actually."

So say it then!!

Her Mum does this too, "If anything happens to me the documents are in the top drawer of whatever. " You mean "When I die"?

Stop this silly euphemism!

Ostrich technique I think - lots of people do it. Perhaps thinking if its not said using that 'D' word it won't happen

Another one which sometimes annoys me and I do try to avoid using myself if talking about someone who has died in the term of 'losing them' - it's perhaps petty of me but it winds me up because it just sounds as though it was a careless mistake that happened.

Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 12:48:24 PM
PCRM?

That doesn't spell "tosser in braces"

No it spells out a snickery twittery female of around 30 ish who if she was here in CY would be being smacked by me right now  Angry9:
Title: Re: Banks - Job's Worth!
Post by: Nick on October 12, 2007, 12:49:09 PM
All thought provoking stuff. One small point. Mrs Nick was talking about wills again the other day (the document not the prince!) and said we should get ours up to date "in case anything happens". I said "You mean, if I die". She said, "Well, yes actually."

So say it then!!

Her Mum does this too, "If anything happens to me the documents are in the top drawer of whatever. " You mean "When I die"?

Stop this silly euphemism!

Ostrich technique I think - lots of people do it. Perhaps thinking if its not said using that 'D' word it won't happen

Another one which sometimes annoys me and I do try to avoid using myself if talking about someone who has died in the term of 'losing them' - it's perhaps petty of me but it winds me up because it just sounds as though it was a careless mistake that happened.

Sometimes it is. For example, I recall my Aunty Nelly. We delivered her to the home and then .............


Oh, long story.
Title: Re: Banks - Job's Worth!
Post by: tel on October 12, 2007, 12:50:47 PM
Ever managed to go to the wrong funeral? Easily done, difficult to leg it once you are inside.
Title: Re: Banks - Job's Worth!
Post by: Nick on October 12, 2007, 12:53:25 PM
Ever managed to go to the wrong funeral? Easily done, difficult to leg it once you are inside.

A chap locally was over the limit and saw a police car closing on him and joined onto the end of a funeral procession to evade capture and went to the funeral and then to the wake.

He got pissed!¬
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 12:56:15 PM
All thought provoking stuff. One small point. Mrs Nick was talking about wills again the other day (the document not the prince!) and said we should get ours up to date "in case anything happens". I said "You mean, if I die". She said, "Well, yes actually."

So say it then!!

Her Mum does this too, "If anything happens to me the documents are in the top drawer of whatever. " You mean "When I die"?

Stop this silly euphemism!

Ostrich technique I think - lots of people do it. Perhaps thinking if its not said using that 'D' word it won't happen

Another one which sometimes annoys me and I do try to avoid using myself if talking about someone who has died in the term of 'losing them' - it's perhaps petty of me but it winds me up because it just sounds as though it was a careless mistake that happened.

Sometimes it is. For example, I recall my Aunty Nelly. We delivered her to the home and then .............


Oh, long story.

 ::) ::) ::) ::) ::) ::) ::) ::) ::)
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 12:57:27 PM
Ever managed to go to the wrong funeral? Easily done, difficult to leg it once you are inside.

Okay - so HOW did you manage this  eeek:
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 12:58:15 PM

A chap locally was over the limit and saw a police car closing on him and joined onto the end of a funeral procession to evade capture and went to the funeral and then to the wake.

He got MORE pissed!¬

 rubschin:
Title: Re: Banks - Job's Worth!
Post by: Nick on October 12, 2007, 01:00:19 PM
Ever managed to go to the wrong funeral? Easily done, difficult to leg it once you are inside.

Okay - so HOW did you manage this  eeek:

Easily done if you get the time wrong. All funerals are populated by people in hats and unfamiliar clothing. If rellies then you prolly haven't seen them for 20 years.

I once ended up at the wrong wedding FFS!
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 01:02:27 PM
Ever managed to go to the wrong funeral? Easily done, difficult to leg it once you are inside.

Okay - so HOW did you manage this  eeek:

Easily done if you get the time wrong. All funerals are populated by people in hats and unfamiliar clothing. If rellies then you prolly haven't seen them for 20 years.

I once ended up at the wrong wedding FFS!

Sounds as though you were the original idea behind the famous four weddings and a furneral epic  drumroll:
Title: Re: Banks - Job's Worth!
Post by: Uncle Mort on October 12, 2007, 01:02:51 PM
I once ended up at the wrong wedding FFS!

Your's presumably, judging by the non-compatibility of you and Mrs Nick.  ;)
Title: Re: Banks - Job's Worth!
Post by: Nick on October 12, 2007, 01:03:10 PM
What's a furneral? Sounds agricultural. rubschin:
Title: Re: Banks - Job's Worth!
Post by: Bar Wench on October 12, 2007, 01:03:29 PM
All thought provoking stuff. One small point. Mrs Nick was talking about wills again the other day (the document not the prince!) and said we should get ours up to date "in case anything happens". I said "You mean, if I die". She said, "Well, yes actually."

So say it then!!

Her Mum does this too, "If anything happens to me the documents are in the top drawer of whatever. " You mean "When I die"?

Stop this silly euphemism!

Ostrich technique I think - lots of people do it. Perhaps thinking if its not said using that 'D' word it won't happen

Another one which sometimes annoys me and I do try to avoid using myself if talking about someone who has died in the term of 'losing them' - it's perhaps petty of me but it winds me up because it just sounds as though it was a careless mistake that happened.



Absolutely!!!

Our family has always been rather upfront about it. We all knew where the paperwork was, what the wishes were etc and this was even before my Dad got ill. Mr Wench's family on the other hand none of them discuss it. No one knows what to do if anything should happen to any of them.
Title: Re: Banks - Job's Worth!
Post by: Nick on October 12, 2007, 01:03:48 PM
I once ended up at the wrong wedding FFS!

Your's presumably, judging by the non-compatibility of you and Mrs Nick.  ;)

I realised I had left that loophole open. Well done! evil:
Title: Re: Banks - Job's Worth!
Post by: tel on October 12, 2007, 01:04:43 PM
Ever managed to go to the wrong funeral? Easily done, difficult to leg it once you are inside.

Okay - so HOW did you manage this  eeek:

There are several crematorium site and they are quite large sites around and it very easy for someone to tell that it's the E. Chapel when it is really the West or worse, give you wrong time. I have seen other people do it as well.

Then occasionally, you get the confirmed funeral goers - they turn up and if they see a sparsely attended funeral, they will tag along with it. Tends to happen more at interments though.
Title: Re: Banks - Job's Worth!
Post by: Nick on October 12, 2007, 01:05:10 PM
Quote
if anything should happen to any of them

like alien abduction?

Or DEATH eveilgrin:
Title: Re: Banks - Job's Worth!
Post by: Nick on October 12, 2007, 01:06:05 PM
Ever managed to go to the wrong funeral? Easily done, difficult to leg it once you are inside.

Okay - so HOW did you manage this  eeek:

There are several crematorium site and they are quite large sites around and it very easy for someone to tell that it's the E. Chapel when it is really the West or worse, give you wrong time. I have seen other people do it as well.

Then occasionally, you get the confirmed funeral goers - they turn up and if they see a sparsely attended funeral, they will tag along with it. Tends to happen more at interments though.

Oh yes, that multiple chapel thingy is a bugger! I have usually been redirected, but Mortlake is so big!¬
Title: Re: Banks - Job's Worth!
Post by: Bar Wench on October 12, 2007, 01:12:51 PM
Quote
if anything should happen to any of them

like alien abduction?

Or DEATH eveilgrin:

No for instance if they should be DNR, what methods of life support are acceptable and what aren't, what life saving techniques aren't you prepared to endure. In fact all the important questions are the ones that happen before you die.
Title: Re: Banks - Job's Worth!
Post by: Nick on October 12, 2007, 01:14:30 PM
I am thinking now about Welsh life support mechanisms. Money prolly.

If it was you they could just wave a Wispa under your nose and you would revive instantly
Title: Re: Banks - Job's Worth!
Post by: tel on October 12, 2007, 01:15:27 PM
No pulse, then DNR.
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 01:16:23 PM
Tends to happen more at interments though.

Not over it it won't - why - well because they normally pop you in the ground the very next day (something to do with the heat I guess, oh no not back to the maggot/blowfly thread again I hope) BUT prior to this ALL attendees met at the assigned family house and have to (as a sign of courtesy to the deceased  and their family) view and say goodbye to the deceased by walking past the OPEN coffin which is placed in the living room (or kitchen or somewhere in the family house). It is only when ALL attendees are at the family home that the coffin is closed and then carried to the local cemetery. Then, and be warned for those who are thinking of attending a Med funeral, they take the deceased out and they are buried WITHOUT the coffin......

I lie not this happened at the first funeral we attended over here  shocked003 and No one had warned us !

Do you want to hear what happens at Christenings ??? eyes:
Title: Re: Banks - Job's Worth!
Post by: Nick on October 12, 2007, 01:17:44 PM
Oh yes. They recycle coffins there?
Title: Re: Banks - Job's Worth!
Post by: tel on October 12, 2007, 01:18:07 PM
Yes I have heard about the funerals there.
Title: Re: Banks - Job's Worth!
Post by: Nick on October 12, 2007, 01:18:57 PM
Heard what?
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 01:20:38 PM
Going to the jungle - may be some while - play nicely 
Title: Re: Banks - Job's Worth!
Post by: Nick on October 12, 2007, 01:21:49 PM
Jungle? WHat is this thread about.

Do they have jungles in Cyprus or is this some new euphemism?

Rhymes with   rubschin: Nope

Bozzit perhaps?
Title: Re: Banks - Job's Worth!
Post by: Darwins Selection on October 12, 2007, 02:05:23 PM
Jungle? WHat is this thread about.

Do they have jungles in Cyprus or is this some new euphemism?

Rhymes with   rubschin: Nope

Bozzit perhaps?

Hairdresser I expect.
Title: Re: Banks - Job's Worth!
Post by: Bar Wench on October 12, 2007, 02:06:08 PM
Jungle? WHat is this thread about.

Do they have jungles in Cyprus or is this some new euphemism?

Rhymes with   rubschin: Nope

Bozzit perhaps?

Isn't it a song?
Title: Re: Banks - Job's Worth!
Post by: Darwins Selection on October 12, 2007, 02:07:59 PM
Jungle? WHat is this thread about.

Do they have jungles in Cyprus or is this some new euphemism?

Rhymes with   rubschin: Nope

Bozzit perhaps?

Isn't it a song?

Jungle, Cyprus, Bozzit?

You young people are strange.
Title: Re: Banks - Job's Worth!
Post by: Bar Wench on October 12, 2007, 02:11:25 PM
Red Hot Chilli Peppers - Naked in the rain

Standin' on the corner of civilization
There's a time there's a place for me
In a world where I can't be found
Cold and mean people give me the creeps

Going to the jungle
where the elephant roams
Got to get away gonna make it my home

Losing my taste for the human race
Social grace is a waste of time
It's absurd when I look around
So sublime that we blow my mind

Naked in the rain with a killer whale
I can't taste the salt when I lick his tail

Naked in the rain
Doctor Doolittle what's your secret
Give it to me doctor
Don't keep it

I never met an animal that I didn't like
You can come to me I won't bite
Don't you know dog is man's best friend
There is some love that you can't fight

Naked in the rain with black tattoos
Runnin' through the woods laughing at the blues

Naked in the rain
Doctor Doolittle what's your secret
Give it to me doctor
Don't keep it

Listen to the talking heart in my chest
With this gift good Lord I am blessed
There's a lump and it's in my throat
I'm in love with the wilderness

Naked in the river skinny dippin' my way
In the waterfall I just wanna play

Naked in the rain
Doctor Doolittle what's your secret
Give it to me doctor
Don't keep it
Naked in the rain
Doctor Doolittle what's your secret
Give it to me doctor
Don't keep it
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 02:55:50 PM
Red Hot Chilli Peppers - Naked in the rain

Standin' on the corner of civilization
There's a time there's a place for me
In a world where I can't be found
Cold and mean people give me the creeps

Going to the jungle
where the elephant roams
Got to get away gonna make it my home

Losing my taste for the human race
Social grace is a waste of time
It's absurd when I look around
So sublime that we blow my mind

Naked in the rain with a killer whale
I can't taste the salt when I lick his tail

Naked in the rain
Doctor Doolittle what's your secret
Give it to me doctor
Don't keep it

I never met an animal that I didn't like
You can come to me I won't bite
Don't you know dog is man's best friend
There is some love that you can't fight

Naked in the rain with black tattoos
Runnin' through the woods laughing at the blues

Naked in the rain
Doctor Doolittle what's your secret
Give it to me doctor
Don't keep it

Listen to the talking heart in my chest
With this gift good Lord I am blessed
There's a lump and it's in my throat
I'm in love with the wilderness

Naked in the river skinny dippin' my way
In the waterfall I just wanna play

Naked in the rain
Doctor Doolittle what's your secret
Give it to me doctor
Don't keep it
Naked in the rain
Doctor Doolittle what's your secret
Give it to me doctor
Don't keep it

Well done Wenchy - I love this songs words even though I don't think I've ever listened to a RHCP's song in my life - so far!!!
FYI everyone 'Jungle' in this case means our garden which when it comes to keeping it under control - ie: doing the hard stuff such as weeding and pruning - BM says it is MY garden and when it comes to the less arduous stuff - ie: lying out in it soaking up the D vitamins - it goes back to being OUR garden.

Don't quite follow the RHCP's words of gardening naked  eyes: but do do it in the biknick sometimes  eeek:
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 12, 2007, 02:59:16 PM
Wenchy - forgot to add I karma'd you for being so brilliant and finding this pertinent song  ;D
Title: Re: Banks - Job's Worth!
Post by: Bar Wench on October 12, 2007, 03:01:33 PM
You should listen to RHCP. Not all of them are to my liking but some of them are excellent!! Even my biological  ;) mother likes some of them!
Title: Re: Banks - Job's Worth!
Post by: Nick on October 12, 2007, 04:38:31 PM
Smite
Title: Re: Banks - Job's Worth!
Post by: Landlady on October 13, 2007, 09:46:16 AM
Smite

Who - why  cry: