The Virtual Pub
Come Inside... => The Snug => Topic started by: GROWLER on December 16, 2008, 08:55:03 AM
-
Just applied online and instantly got accepted for a new credit card from Citi bank Shell card for my fuel purchases ONLY.
3p off every litre and a further 3% cash back to be saved towards future Shell purchases once a decent amount has been acrued. cloud9:
MUST pay it off in full by standing order every month though, or it's a staggering eye watering thieving 29.9% APR! Angry9:
Discipline is the number 1 priority here.
-
Just applied online and instantly got accepted for a new credit card from Citi bank Shell card for my fuel purchases ONLY.
3p off every litre and a further 3% cash back to be saved towards future Shell purchases once a decent amount has been acrued. cloud9:
MUST pay it off in full by standing order every month though, or it's a staggering eye watering thieving 29.9% APR! Angry9:
Discipline is the number 1 priority here.
[serious]
Can you pay a variable amount by standing order?[/serious]
-
Discipline is the number 1 priority here.
I would imagine that's what all the sub-prime borrowers said to themselves when they took out their mortgages. eeek:
-
Just applied online and instantly got accepted for a new credit card from Citi bank Shell card for my fuel purchases ONLY.
3p off every litre and a further 3% cash back to be saved towards future Shell purchases once a decent amount has been acrued. cloud9:
MUST pay it off in full by standing order every month though, or it's a staggering eye watering thieving 29.9% APR! Angry9:
Discipline is the number 1 priority here.
[serious]
Can you pay a variable amount by standing order?[/serious]
You can certainly pay off the balance to avoid intrest every month, yes.
S/O or D/D. I'll check and see.
I tend to get the two mixed up, but it'll be the correct on that I susbscribe to once the info arrives.
UM. You make it almost sound as though it's impossible be disciplined regarding payments.
There'd be no point in having this card whatsoever if I wasn't going to do as indicated.
I, like many others, are currently looking at ways and means of 'trimming back' on several essential items that all add up to reward you with significant...ish total savings by the end of each month.
Every little helps as 'they' say. ::)
-
How much is it here now...? rubschin:
-
How much is it here now...? rubschin:
Paid a thieving 98.9 a diesel liter on Sunday. Shell is the cheapest around here.
-
Depends where "here" is. You can look it up for your area here.
http://www.whatprice.co.uk/petrol-prices/recent-petrol-prices.html
-
How much is it here now...? rubschin:
Paid a thieving 98.9 a diesel liter on Sunday. Shell is the cheapest around here.
FFS It was 89.9 here on Sat.
Shell Garage Vale Road Rhyl is 88.9 this morning
OK that is petrol.
-
I filled the truck with diesel the other day at €0.90 per litre... Mind you, that sounds dear now with the Pound going down the shitter...
-
I filled the truck with diesel the other day at €0.90 per litre... Mind you, that sounds dear now with the Pound going down the shitter...
Holy shit! That'd have been about 60p a liter equivelant 12/18 months ago.
As you say though, about the same now. noooo:
-
How much is it here now...? rubschin:
Paid a thieving 98.9 a diesel liter on Sunday. Shell is the cheapest around here.
FFS It was 89.9 here on Sat.
Shell Garage Vale Road Rhyl is 88.9 this morning
OK that is petrol.
Still way too high when you see the price of a barrel of crude though ey? cussing:
-
I filled the truck with diesel the other day at €0.90 per litre... Mind you, that sounds dear now with the Pound going down the shitter...
Holy shit! That'd have been about 60p a liter equivelant 12/18 months ago.
As you say though, about the same now. noooo:
Luckily we havd a fixed rate between the CY£ and the € so that seems cheap to me if that makes sense...? rubschin:
Anyhooo... buying vereything here on my € credit card will save me ££££££s... um, €€€€€€€s, er... Shrugs:
-
Depends when they bought the crude I feel. Mind if they took the tax out of it then it would cost about 30 pence a litre
-
Depends when they bought the crude I feel. Mind if they took the tax out of it then it would cost about 30 pence a litre
When they buy it doesn't seem to count for anything when it comes to putting the prices up at the pumps though Snoops.
Strange that in'it? cussing:
-
Just applied online and instantly got accepted for a new credit card from Citi bank Shell card for my fuel purchases ONLY.
3p off every litre and a further 3% cash back to be saved towards future Shell purchases once a decent amount has been acrued. cloud9:
MUST pay it off in full by standing order every month though, or it's a staggering eye watering thieving 29.9% APR! Angry9:
Discipline is the number 1 priority here.
[serious]
Can you pay a variable amount by standing order?[/serious]
You can certainly pay off the balance to avoid intrest every month, yes.
S/O or D/D. I'll check and see.
I tend to get the two mixed up, but it'll be the correct on that I susbscribe to once the info arrives.
UM. You make it almost sound as though it's impossible be disciplined regarding payments.
No its not that.
You are going to spend a different amount each month and I am not sure how that amount gets drawn automatically from your bank with a standing order (you tell the bank to pay £xx to Shell on the 1st of each month).
If it is Direct Debit (you sign up so Shell can take any amount from your bank on the 1st of each month) then I can see it covers the variable amount but it costs Shell to administer, which seems unlikely given that they (the card company) make their money from you forgetting to pay on time.
Keep us posted.
-
DS. You CAN pay a variable amount each month to clear all outstanding debt on the card, thus attracting zero intrest.
S/O or D/D I can't remember 100%...D/D though iirc.
I know this for fact, as we use a Tesco c/c to buy all our stuff including the weekly shop, (and attract and accrue Tesco points as a consequence to purchase a 'free' trip with Eurotunnel last May) and religiously pay it all off at the end of each month.
If you can hold your hand on your heart and state quite catergorically and honestly to yourself that this is how you will operate your card, you can only be in a win situtation. cloud9:
I take the point that many get sucked into these cards and offers, only to come badly unstuck when the temptation to over spend creeps in, with the consequential battering of the APR.
-
Unless you want to shop in Asda of course. whistle:
-
Unless you want to shop in Asda of course. whistle:
Shop anywhere you want Snoops. Still attract points onto the card regardless, and providing you aren't spending the points regular like, it mounts up to pay for some quite worthwhile purchases like it did for me 6 months ago. cloud9:
-
If you can hold your hand on your heart and state quite catergorically and honestly to yourself that this is how you will operate your card, you can only be in a win situtation. cloud9:
I take the point that many get sucked into these cards and offers, only to come badly unstuck when the temptation to over spend creeps in, with the consequential battering of the APR.
Indeed you can Growler.
Sorry I didn't mean to disparage you by my previous remark. You obviously have the disipline necessary. It's a shame that so many others don't have either the disipline or financial acumen.
-
Link to those interested anyway.
www.citibank.co.uk/shellcard
I know I'm not the brightest bulb in the chandalier, but I do try and seek out little ways and means of trying to 'beat the system', but discipline IS the key.
Obviously the c/c companies don't want to here that though, and would prefer 'nuggets' on their database, of which there are plenty, which is exactly how they recoup their costs from tight arses like me! lol:
Can highly recommend the Teso card too btw, for those 'liitle extras' in life as I found out in May. cloud9:
So many offers and bargains providing you stick with the BIG D werd!
If you can't, forget it.
Christ, I sound like Martin Lewis here! lol:
-
Personally I don't do credit cards.
I do know a number of fuel suppliers have their own fuel purchase cards which give an amount of credit but you can only use them at the designated filling stations was the point I was making. You cannot, for example , use a Shell Fuel card (intended for fleet users) at Tesco or Asda if the supermarket fuel happens to be cheaper. If what you are after is a Credit Card that gives "rewards" you will then have many to chose from and they all cost a lot more in interest if you miss a payment by a even day than others that do not offer gifts/cash back deals etc.
-
Personally I don't do credit cards.
I do know a number of fuel suppliers have their own fuel purchase cards which give an amount of credit but you can only use them at the designated filling stations was the point I was making. You cannot, for example , use a Shell Fuel card (intended for fleet users) at Tesco or Asda if the supermarket fuel happens to be cheaper. If what you are after is a Credit Card that gives "rewards" you will then have many to chose from and they all cost a lot more in interest if you miss a payment by a even day than others that do not offer gifts/cash back deals etc.
1% cash back to accrue on your card regardless of where you fill up Snoops.
Just so happens I've got a glut of Shell staions around here, and the supermarket outlets are no cheaper. Not too sure about supermarket fuel quality either though tbh. rubschin:
-
Email just came in ~ I get an update weekly.
You will see it is pretty variable
Suoermarket fuel does not provide the same mileage as "Brands" ~ See CSMA magazine debate passim.
And I still don't do credit cards.
This is your petrol prices update from www.petrolprices.com. Your current
settings are to receive e-mail updates weekly.
5 cheapest stations within 5 miles of xxxxxxx for Unleaded...
-- -------------------------------------------
Station : Shell Vale
Address : Vale Road, Rhyl, LL18 2PH
Brand : Shell
Distance : 4.49
Price : 86.9p
Updated : 12-12-2008
---------------------------
Station : Sainsburys Rhyl
Address : Rhuddlan Road, Rhuddlan, Rhyl, LL18 2TP
Brand : Sainsburys
Distance : 3.88
Price : 87.9p
Updated : 14-12-2008
---------------------------
Station : Petrol Express Prestatyn
Address : Marine Road, Prestatyn, LL19 7HA
Brand : Texaco
Distance : 2.56
Price : 88.9p
Updated : 14-12-2008
---------------------------
Station : Co-op Rhuddlan (central Garage)
Address : Rhyl Road, Rhuddlan, Rhyl, LL18 2TS
Brand : Bp
Distance : 3.64
Price : 88.9p
Updated : 13-12-2008
---------------------------
Station : Longacres Filling Station
Address : London Road, Trelawnyd, Rhyl, LL18 6EB
Brand : Texaco
Distance : 3.94
Price : 88.9p
Updated : 10-12-2008
---------------------------
-
My NatWest Visa card used to give me Airmile points. But they then decided to run their own scheme and charge a fee to administer it. Naturally I declined and now hardly ever use the the card. As I always paid off the card each month I don't suppose they were that bothered.
I now use a debit card on my current account. If I haven't got it I can't spend it.
-
errrrr, I'd remove that '5 miles from.... postcode...if i was you Snoops. ;)
-
errrrr, I'd remove that '5 miles from.... postcode...if i was you Snoops. ;)
All ready did ~ not that it matters much as it applies to half the High Street ~ 50 buildings to be exact.
The village is well known anyway.
-
My NatWest Visa card used to give me Airmile points. But they then decided to run their own scheme and charge a fee to administer it. Naturally I declined and now hardly ever use the the card. As I always paid off the card each month I don't suppose they were that bothered.
I now use a debit card on my current account. If I haven't got it I can't spend it.
Exactly ~ Debit card or cash ~ gives me bargaining power eveilgrin:
EG Local Heating Oil Company (cheapest for miles) charges an additional £3.51 for an order placed using a credit card but there is no surcharge for a debit card ~ and they ain't the only ones.
-
errrrr, I'd remove that '5 miles from.... postcode...if i was you Snoops. ;)
All ready did ~ not that it matters much as it applies to half the High Street ~ 50 buildings to be exact.
The village is well known anyway.
OK. We / I sometimes/regulary forget that we AREN'T actually just talking amongst ourselves here. hence the reason for my reluctance (very sadly) to not disclose my web site addy publicly with the location, phone numbers email addys etc. details held within.
Bloody shame that we're all have to be so so untrusting now. noooo:
Unfortunately though, there are many arse wipes out there that could give you a really hard time if they got hold of such info. evil:
-
It is a shame but really is just good sense. In the old days you wouldn't have taken out a full page spread in a magazine giving out your personal details so why would you do it on the web? Although I suppose we do forget that here it isn't just us and that the walls have eyes! scared2:
-
Well if "they" want to work out the co-ordinates from the various garages listed then fvcking good luck to them.
-
I can't even work out where Wenchy lives... and she's told me... noooo:
-
I can't even work out where Wenchy lives... and she's told me... noooo:
whistle:
-
Well if "they" want to work out the co-ordinates from the various garages listed then fvcking good luck to them.
No actual location on my website, just email and blower numbers.
Enough though I suppose. ::)
-
It is a shame but really is just good sense. In the old days you wouldn't have taken out a full page spread in a magazine giving out your personal details so why would you do it on the web? Although I suppose we do forget that here it isn't just us and that the walls have eyes! scared2:
Bet you wish you hadn't put that photo of your bruised bum on t'web now. whistle: ;)
-
I can't even work out where Wenchy lives... and she's told me... noooo:
whistle:
scared2: