So, a lady, a Welsh lady I think, yes a Welsh lady, is strolling down the road one day and suddenly a huge and somewhat frightening horse appearedin front of her. It was a talking horse! It said, "Hello young lady (did I say she was young?), and where are you going this fine day?" "Builth Wells," she replied.
"Perhaps you would like a lift," said the horse, "Jump aboard".
So she did and off he trotted.
When they got to Hay on Wye (it wasn't far) she offered him a small payment for his assistance.
"Neigh," he said, "Hay on Wye
Oh, I forgot the punchline, but it really is very funny.