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Author Topic: Money saving tips and advice?  (Read 1232 times)

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Offline GROWLER

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Money saving tips and advice?
« on: December 08, 2011, 05:44:05 PM »
In these tough days of austerity, what tips have any of you's lot to pass onto fellow readers to enable us to donate more to BM? lol:
Anything and everything about anything at all. :thumbsup:

I now expect a barrage of utter shite! whistle:

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Offline Pastis

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Re: Money saving tips and advice?
« Reply #1 on: December 08, 2011, 05:52:29 PM »
#1. Do you pay bank charges?  Ditch the feckers and switch to one that doesn't.  I did  :thumbsup:

#2. Are you VAT registered? Switch to flat rate 'n' cash accounting. It'll save you. I did  :thumbsup:

#3. Are you getting good value from your accountant? If not, switch.  I did   :thumbsup:

#4. See also ISP / Fuel suppliers etc ...  :thumbsup:

How's that for starters?   
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Offline GROWLER

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Re: Money saving tips and advice?
« Reply #2 on: December 08, 2011, 05:55:19 PM »
Quote from: Pastis on December 08, 2011, 05:52:29 PM
#1. Do you pay bank charges?  Ditch the feckers and switch to one that doesn't.  I did  :thumbsup:

#2. Are you VAT registered? Switch to flat rate 'n' cash accounting. It'll save you. I did  :thumbsup:

#3. Are you getting good value from your accountant? If not, switch.  I did   :thumbsup:

#4. See also ISP / Fuel suppliers etc ...  :thumbsup:

How's that for starters?

Coconut award!  :thumbsup:

Yes to items 1 & 2 btw
3 and 4 need looking at, especially 4.
Accountants are a bit of a difficult one though tbh. I mean just how do you werk out the differece between good and bad, as they ALL reckon they're 'the dogs'


I'm getting taxed on what Im making on the vat now. evil:
Better that than making nowt though I suppose.
« Last Edit: December 08, 2011, 06:05:57 PM by GROWLER »
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Offline Miss Demeanour

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Re: Money saving tips and advice?
« Reply #3 on: December 08, 2011, 06:10:58 PM »
Free tickets to see The Artist at the cinema next week .....click here

http://www.freecinema.co.uk/556531.html


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Offline Snoopy

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Re: Money saving tips and advice?
« Reply #4 on: December 08, 2011, 06:12:37 PM »
Stop Smoking ....... I did two weeks ago. Saving a fortune.
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Offline Just One More

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Re: Money saving tips and advice?
« Reply #5 on: December 08, 2011, 06:17:39 PM »
Top man Snoopy, best of luck with it  :thumbsup:
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Offline Snoopy

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Re: Money saving tips and advice?
« Reply #6 on: December 08, 2011, 06:20:52 PM »
Ta! Not a problem .... I only restarted a year ago after a 13 year break.

Method:
I just didn't bother to buy any baccy or fags. If you ain't gorrem you can't smoke em. Seemples!
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Offline Just One More

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Re: Money saving tips and advice?
« Reply #7 on: December 08, 2011, 06:32:40 PM »
We should award you the DSO (Distinguished Smoking Order) or even the Golden Cigarette  ;D

Peter Cook would have been at home in here  cloud9:

Clive James interview- Peter Cook - November 16th 1991 1/2
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Offline GROWLER

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Re: Money saving tips and advice?
« Reply #8 on: December 08, 2011, 06:36:31 PM »
Quote from: Snoopy on December 08, 2011, 06:20:52 PM
Ta! Not a problem .... I only restarted a year ago after a 13 year break.

Method:
I just didn't bother to buy any baccy or fags. If you ain't gorrem you can't smoke em. Seemples!

Good point, but aside from the obvious health issues, I reckon it's only costing me about a quid a day now, and unfortunately, I enjoy a rollie.

Virtually packed the alcohol in now though.
Glass of wine at the weekend, and that's about it now.
Never been a big drinker tbh, but when I did get bladdered I found it increasingly difficult to cope the next day...and the day after. eeek:

Can't say I'm really missing it either tbqh, soz like. redface:

Does this make me a birof a wuss like?  cry:
« Last Edit: December 08, 2011, 06:38:17 PM by GROWLER »
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Offline Miss Creant Commander of the picklement and baking BAb(Hons)

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Re: Money saving tips and advice?
« Reply #9 on: December 08, 2011, 06:38:13 PM »
Quote from: Pastis on December 08, 2011, 05:52:29 PM
#1. Do you pay bank charges?  Ditch the feckers and switch to one that doesn't.  I did  :thumbsup:

#2. Are you VAT registered? Switch to flat rate 'n' cash accounting. It'll save you. I did  :thumbsup:

#3. Are you getting good value from your accountant? If not, switch.  I did   :thumbsup:

#4. See also ISP / Fuel suppliers etc ...  :thumbsup:

How's that for starters?

^^^wot he said^^^

Insulate insulate and insulate some more.
Install water saving tap devices and shower fittings.
As it is just Mr C and I here in the summer all wee goes on/in the compost bin, in the winter we just don't flush unless necessaries.  redface:
Water harvest into as many water buts containers as you can.  Use grey water for flushing the lav.
Grow your own food.
Work out a meal plan and only buy what you need.
Switch to LEDs 240 volts.
Brew your own booze



Well done Snoopy it has got to be better for you however easy it was.
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Offline bodiam

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Re: Money saving tips and advice?
« Reply #10 on: December 08, 2011, 06:50:19 PM »

As it is just Mr C and I here in the summer all wee goes on/in the compost bin  redface:

[/quote] make sure there are no stinging nettles on the heap before you sit down like whistle:
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Offline GROWLER

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Re: Money saving tips and advice?
« Reply #11 on: December 08, 2011, 07:59:37 PM »
Quote from: bodiam on December 08, 2011, 06:50:19 PM

As it is just Mr C and I here in the summer all wee goes on/in the compost bin  redface:

make sure there are no stinging nettles on the heap before you sit down like whistle:
[/quote]

Or wosps nests. eeek:

Bloody monster wosp suddenly appeared 'ere last night btw. eeek:
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Offline beerhead

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Re: Money saving tips and advice?
« Reply #12 on: December 08, 2011, 08:21:09 PM »
Yep, I got bitten by a wasp this week. Aren't they supposed to be dead/hibernating by now ?
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Offline GROWLER

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Re: Money saving tips and advice?
« Reply #13 on: December 08, 2011, 08:28:30 PM »
Quote from: beerhead on December 08, 2011, 08:21:09 PM
Yep, I got bitten by a wasp this week. Aren't they supposed to be dead/hibernating by now ?

Yup, but some hang around where's it's all nice and cosy, get fat and then suddenly appear.  eeek:

This fat get was in for a shock last night, as I caught him and lobbed him outside. whistle:
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Offline Just One More

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Re: Money saving tips and advice?
« Reply #14 on: December 08, 2011, 08:31:45 PM »
Quote from: beerhead on December 08, 2011, 08:21:09 PM
Yep, I got bitten by a wasp this week. Aren't they supposed to be dead/hibernating by now ?

We must all be infested with 'em, I had a biggun in here last night
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