Me to operative with clipboard: I have an appointment with Tiffany
Op: Please go to the 3rd floor. Off I go.
Me on 3rd floor: I have an appointment with Tiffany
Op 2: Please take a seat (I decide not to steal one but merely sit instead)
Tiffany: Good morning Mr Nick, so you want to open a business account.
Me: No
Tiffany looks perplexed
Me: I need to open a business account
Tiffany: That is what I said
Me: No I have to open a business account, but I don't want to. It's about IR35
Tiffany: I see. Um, walk this way. [Tiffany totters ahead on stillettoes but I refrain from copying]
Tiffany: So you are setting up a new business?
Me: NO, I have been running it for 15 years, I merely need a business account now
Tiffany examines her pen: Well, let's get started. I will have to perform a credit check. Is that OK?
Me: What are my options?
Tiffany: You have to agree.
Me: And if I don't agree?
Tiffany: You can't open an account
Me: So I have to agree?
Tiffany: Um yes.
Me: I agree
It became a nightmare and I ended up going to a different bank where Anthony set up an account in ten minutes AND gave me an electronic random number generator