Black Horse finance thieving bastards

[GROWLER]

Bought me van 3 + years ago through these shitesters.
Rang up to settle the balance and they haven't given me a single penny for early settlement.
Not their policy to do so now it seems.

My new vehicle will most definately NOT be being financed through them, scum bags.

[Barman]

I guess they calculated their profit on the deal to include all your repayments...?

[Miss Demeanour]

I had a letter from Tesco finance this week. I had a loan with them a few years ago.

" We don't think we offered you any information or choice about PPI . Can you confirm this is the case ? " 

[Just One More]

I remember it well Miss D. They didn't 

[Miss Demeanour]

That's what I remembered too 

[The Moan Ranger]

If it was an agreement regulated by the Consumer Credit Act, then I believe they must give a rebate :-

http://www.oft.gov.uk/about-the-oft/legal-powers/legal/cca/Earlysettlement#.UOaoFHcw3uQ

[GROWLER]

If it was an agreement regulated by the Consumer Credit Act, then I believe they must give a rebate :-

http://www.oft.gov.uk/about-the-oft/legal-powers/legal/cca/Earlysettlement#.UOaoFHcw3uQ

Very interesting Maoneymondo, and thanx for that.

Is it any wonder we all hate these institutions so much ey?
If they can see a miniscule opportunity to wring another penny out of you, they go for the jugular, BASTARDS!

[The Moan Ranger]

If it was an agreement regulated by the Consumer Credit Act, then I believe they must give a rebate :-

http://www.oft.gov.uk/about-the-oft/legal-powers/legal/cca/Earlysettlement#.UOaoFHcw3uQ

Very interesting Maoneymondo, and thanx for that.

Is it any wonder we all hate these institutions so much ey?
If they can see a miniscule opportunity to wring another penny out of you, they go for the jugular, BASTARDS!

The CCA is a horribly complex thing - do you have the original paperwork?

[GROWLER]

If it was an agreement regulated by the Consumer Credit Act, then I believe they must give a rebate :-

http://www.oft.gov.uk/about-the-oft/legal-powers/legal/cca/Earlysettlement#.UOaoFHcw3uQ

Very interesting Maoneymondo, and thanx for that.

Is it any wonder we all hate these institutions so much ey?
If they can see a miniscule opportunity to wring another penny out of you, they go for the jugular, BASTARDS!

The CCA is a horribly complex thing - do you have the original paperwork?

Yes.
What's that, it'll be buried deep deep in the tiny tiny miniscule small print....somewhere?

[The Moan Ranger]

If it was an agreement regulated by the Consumer Credit Act, then I believe they must give a rebate :-

http://www.oft.gov.uk/about-the-oft/legal-powers/legal/cca/Earlysettlement#.UOaoFHcw3uQ

Very interesting Maoneymondo, and thanx for that.

Is it any wonder we all hate these institutions so much ey?
If they can see a miniscule opportunity to wring another penny out of you, they go for the jugular, BASTARDS!

The CCA is a horribly complex thing - do you have the original paperwork?

Yes.
What's that, it'll be buried deep deep in the tiny tiny miniscule small print....somewhere?

It should be prominent and on the first page - something like "This agreement is regulated by the Consumer Credit Act 1974."

[GROWLER]

I'll 'ave a read of it when I'm feeling totally suicidal.
Should help me over the edge.


tar.

[Darwins Selection]

Lloyds, sign of the Black Whores. 

Do what TMR says, they won't do it for you.

[Miss Demeanour]

I had a letter from Tesco finance this week. I had a loan with them a few years ago.

" We don't think we offered you any information or choice about PPI . Can you confirm this is the case ? " 

Well gobsmacked of London I am.
Received letter from them yesterday. Yes we agree Miss D we have completed our investigation and we did not make it clear to you when you took out the loan.
We will be repaying you a couple of thousand pounds plus 8 % simple interest, plus a payment for a rebate shortfall, plus interest on additional payments 

I will believe it when I actually see it in my bank account tho 

[Barman]

I had a letter from Tesco finance this week. I had a loan with them a few years ago.

" We don't think we offered you any information or choice about PPI . Can you confirm this is the case ? " 

Well gobsmacked of London I am.
Received letter from them yesterday. Yes we agree Miss D we have completed our investigation and we did not make it clear to you when you took out the loan.
We will be repaying you a couple of thousand pounds plus 8 % simple interest, plus a payment for a rebate shortfall, plus interest on additional payments 

I will believe it when I actually see it in my bank account tho 

 

Excellent! Well done you! 

[Miss Demeanour]

As I say until it is my bank account I will not be believing . Then the beers and cakes will be on me