Mortgage finishes in November. one loan to be paid off and no debt anywhere else, just the usual bills. Will have to sit and budget things out.
Will wait for my pension details to come through, could take it as I am over 50. Also have AVCs but don't know what I can do with them yet.
Basically no panic.
Boss was disconcerted by calmness, enough to comment about it, but then he should know me well enough to know that I don't do headless chicken routines.