A mysterious deposit

[Nick]

So I get a text message from my bank showing that £583.08 has gone into my account.

 

So I call them to ask where it came from.

They didn't know.

 

I think it's a mistake.

Can I keep it?

[Bar Wench]

Interestingly I have just checked my online account and £583.08 has gone missing! I've called the bank and they don't know where!

Thank-you for clearing this up for me Nick! I'll pm you my address so you can write me a cheque! 

[Uncle Mort]

I think the answer's no.  

I had £3,000 odd turn up in my account tht I didn't know about. After investigation it turned out to due to my company. I had faxed bank account details over to a creditor but had put my bank account number instead of the firm's.

[Nick]

Interestingly I have just checked my online account and £583.08 has gone missing! I've called the bank and they don't know where!

Thank-you for clearing this up for me Nick! I'll pm you my address so you can write me a cheque! 

The cheque is in the post 

[Nick]

I think the answer's no.  

I had £3,000 odd turn up in my account tht I didn't know about. After investigation it turned out to due to my company. I had faxed bank account details over to a creditor but had put my bank account number instead of the firm's.

But I have alerted them and they are in the dark. So how long before they can ask for it back?

[Nick]

I think the answer's no.  

I had £3,000 odd turn up in my account tht I didn't know about. After investigation it turned out to due to my company. I had faxed bank account details over to a creditor but had put my bank account number instead of the firm's.

And you had accidentally sent him your own bank details , like 

[Uncle Mort]

Same bank and branch, just different numbers. I know them both from memory.

[Nick]

Just a slip up then.Of course, of course 

[Uncle Mort]

I gave it back 

[Nick]

Eventually.............

[Pastis]

I'd put it on deposit and wait 

[Snoopy]

So I get a text message from my bank showing that £583.08 has gone into my account.

 

So I call them to ask where it came from.

They didn't know.

 

I think it's a mistake.

Can I keep it?

Legally no you cannot.

[Nick]

So they have to ask for it back,like.......

[Snoopy]

So they have to ask for it back,like.......

No ~ Legally the obligation is on you. You know it is not your money. Keeping it would amount to theft.

Actually I do not believe that the bank are not able to trace the source of the deposit. Of course they can if they are pressed.

[Nick]

Well I alerted them to it, so I am 

Up to them now